• 13
  Aug
  2009

• International travel health insurance

  
  Filed Under: News
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You may have already bought a suitable medical insurance plan to protect you in your home country. But if you are travelling abroad, recheck your health insurance plan and find out whether it provides international coverage in all the countries worldwide. Otherwise, you may have to purchase an international visitor medical insurance policy to cover you for any emergencies that may arise during your stay abroad!

Domestic health insurance benefits may not provide adequate coverage benefits outside your homeland and it comes with a lot of restrictions. Hence, you may end up paying most of the expenses right from your pockets!

Ensure that your international travel health insurance policy covers you for any surgeries, doctor consultation, prescription drugs, screening tests for diagnosis, hospitalization or in-patient as well as out-patient admissions. Many insurance policies cover for arranging ambulance or a suitable local transport to the nearest medical set-up for seeking any emergency assistance.

This would ensure that when you are visiting a foreign land, you would have somebody to fall back on during any exigencies especially if you do not know the local language and the topography of the area. Ensure that you research well before finalizing on a suitable international visitor medical insurance plan which would provide assistance round-the-clock throughout the year!

• 13
  Aug
  2009

• Trip cancellation Insurance – Flight delays, cancellations and interruptions

  
  Filed Under: Blogging
  1 comments, add yours

Vacations are those memorable periods that every family looks forward to. You may plan it perfectly well in advance and have all your accommodations and tickets booked. But you can never predict any interruptions in trips that may arise in the last moment.

With the onset of winter in the coming months, flight delays, interruption in pre-planned travel, flight cancellations would not be uncommon. In addition, this may also force you to cancel or readjust any hotel accommodations, resort stays, etc… that you may have planned in advance.

Non-refundable booking especially on a family holiday would cost you a lot in the case of long vacations during peak seasons. However, if the trip does not work out as planned due to personal emergency, illness, travel interruptions, extreme unfavourable climatic conditions, it would not only cost you disappointment but a loss of thousands of dollars. In addition, in the case of cancellation of flights, you may have to take up stand-by accommodations and arrange for other basic amenities till you get alternate arrangement for transport.

These additional costs and non-refundable deposits of a pre-planned trip would be reimbursed in case you purchase a trip cancellation insurance policy before your departure. In fact, some tourist insurance policies also offer alternate means of transport through flights or road to help you reach your destination successfully!