• Travel Insurance Blog

  • Friday, February 03, 2012

Every individual who goes on an overseas travel needs to necessarily carry a lot of very important documents like traveller’s cheque, passport and visa, credit and debit cards, international travel insurance policy, ID card and other materials that make your travel safe and secure.

In addition, depending on the purpose of the travel, there are other personal belongings that may be expensive as well as priceless. Cameras, mobile phones, expensive clothing (in case of wedding or business meetings), jewellery are some of the expensive items that people carry for business, personal or leisure travels.

Though your international travel insurance policy may offer coverage for loss of personal belongings, you need to provide sufficient proof that you had not handled your belongings irresponsibly. For example, if you leave any of your valuables unattended during travel and you lose them, your insurer would not reimburse any amount.

The companies expect you to store your valuables in a safety locker. Similarly loss of valuables from an unlocked baggage is considered irresponsible handling and hence you would not be reimbursed.
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