• Travel Insurance Blog

  • Wednesday, May 16, 2012

We often bring a number of valuable things with us when we go on vacation or take a trip to visit friends. We take a notebook computer to keep up with the internet or to work; we use a cell phone to keep in touch or browse our trusted apps; and we take a camera because we want to record all the great things that we see and experience on our vacation. Cameras are commonly carried by visitors to countries all over the world, which is one reason why they are often stolen. The value of a digital camera and the ease with which it can be resold are other reasons why tourists often lose their prized traveling possession. To avoid losing the money you invest in your camera, always buy travel insurance. Traveling with a camera without international travel insurance is a big risk.

To avoid losing the precious memories you have stored on your camera’s memory card, always back up. Back up your files daily. Keep your images on your laptop, and in another place such as an external hard drive, a CD, or an online image storage site. The online option may be the best because you will always have your images, even if all your technological gadgets go missing.

Take precautions as you travel – keep alert to your surroundings, don’t carry your camera conspicuously and make sure you have a sturdy camera bag to store it in when you’re not taking pictures. Be careful if you’re taking photos at night.

If you have your camera stolen, report the crime. If you don’t it just lets the criminals get away even easier. Know the make and model of your camera and write down the serial number in a safe place. You will need to give these details to the police, and also to document the theft with your insurance company. Sure, you may never get your camera back but you will have highlighted the theft.

Your passport is the most important document you have when it comes to traveling abroad. You need your passport to cross borders, and to prove your identity. Your passport is valuable and unique to you. If you lose your passport, you must go through a lengthy procedure in order to replace it. If you can, buy international travel insurance as soon as you book your trip. Hopefully by following these tips you won’t have to worry about using your international travel insurance to replace a lost or damaged passport while you are traveling.

Consider getting a cover for your passport. Remember that most passports last 10 years, which is a long time to keep an item clean and away from danger especially if the passport is unprotected in your bag or pocket. A cover for your passport also gives you extra space to hold onto other travel documents, and you can keep from revealing your nationality to other people around you. Make sure you remove your passport from its cover before you show it to officials.

Don’t let your passport out of your sight. When you are handing your passport over to officials at the border, stay with it and don’t lose sight of your passport. If you are signing into a hotel, make sure the hotel doesn’t take the document away where you can’t see it. When you are traveling to your destination, put the passport in the same place every time so you don’t end up misplacing it.

Keep a photocopy of your passport in a separate place to your actual passport. Your photocopy is beneficial when you need to show your passport in a shop or at a hotel – many places accept a photocopy which means you won’t need to risk losing your passport by taking it out of the hotel safe.

How important is it to find out about vaccinations for travel abroad? Very important! Vaccinations could save your life when you travel. Along with international travel insurance, travel vaccinations are the most essential things to think about pre-trip. Vaccinations and travel insurance are must-have items prior to traveling abroad.

You should make an appointment with your doctor or a specialist travel clinic at least four weeks before you are planning to travel. Some vaccinations need a series of shots in order to be effective, which are spread out over a number of weeks.

Find out which vaccinations are essential and which are recommended for the country you are traveling to.  Some vaccinations are routine, and you should make sure you are up to date with the shots in order to cut the risk of diseases that are common outside of the United States.

Some vaccinations, like yellow fever for certain countries, are essential. Other vaccinations are recommended but not essential, and you should weigh up your risk against your personal situation.

Q:

Can i get additional coverage as the coverage provided by my current company’s insurance is not sufficient? First 10K is covered so i just need coverage with high deductible on a safer side.

A:

Yes, you can get additional coverage through the Patriot Platinum Insurance plan with a $10,000 deductible. You can read plan details in the brochure and get a quote. Please feel free to get in touch with questions.

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