• 08
  Jan
  2012

• What to do if You Lose Your Wallet Abroad

  
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First of all, if you discover that your wallet or purse is missing when you are travelling abroad, retrace your steps to see if you can retrieve your lost possessions. If you don’t find your wallet within a reasonable amount of time, call your credit card companies immediately. Here’s where international travel insurance is very useful. International travel insurance can help you recover what you lost.

Cancel your credit cards. If you lost travelers checks, call the bank that issued them. If you call immediately after the loss, the banks will be able to guarantee that you won’t be liable for any unauthorized use of the cards or checks.

If you can, go to the police station to file a report if you believe your possessions were stolen. This will make your insurance claim for theft more robust.

If you are stranded in a foreign country without any money and without any way to withdraw money from your account, go to your Embassy in the country. The Embassy can give you advice as to what to do, and can help you contact relatives or friends that can help.

• 02
  Jan
  2012

• Staying Safe in International Hotels

  
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Most hotels you will visit on your travels will be very safe and you won’t have a problem with security, especially if you visit the chain hotels and larger properties. However, occasionally you may encounter problems. Keep in mind that you need to take out international travel insurance to cover any potential issues. Be prepared with travel insurance and the following tips.

When you enter your room, look out for the closest emergency exit outside your room. you should also memorize how many doors there are between the exit and your room, and how many steps you need to take. This will be useful in case of a fire.

Don’t open the door to strangers and don’t give out your hotel room number. Always use the safety lock on your hotel door and keep the windows closed at night when you are staying on a floor close to the ground.

Keep all of your valuables and cash in the room safe, or the hotel safe. Keep your suitcase locked while you are in the room. When you leave the hotel for the day or night, take the address or a business card with you so you can easily get in touch if you need to.

• 24
  Dec
  2011

• Money Belts: Keep Your Valuable Safe Abroad

  
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Wearing a money belt when you travel abroad could save you a lot of money and a lot of stress. Prevent costly claims on your international travel insurance and the inconvenience of losing money abroad by choosing a money belt as a travel gadget. Travel insurance is essential, but it is always better not to have to claim on it.

There are many different styles of money belt available for travel. One style is constructed like a regular belt, and it functions like a belt as well as having a hidden compartment to store money and credit cards. You can also get a “No Beep” belt that will go safely through airport metal detectors.

The leg pouch money belt is strapped round your calf above the ankle and holds cash and credit cards. You can also buy a concealed neck pouch which hangs around your neck on a cord.

Even if you wear a money belt, it’s best not to carry too much cash on your person. Never carry all your cash and credit cards in one place because if you lose your belt, you lose everything.

• 18
  Dec
  2011

• Do You Know Where Your Passport Is?

  
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According to recent research, many young people have no idea where their passport is. The Identity and Passport Service says many students and young people are risking the safety of their passport, and other important documents like student travel insurance policies, with careless handling. Losing a passport close to your vacation could result in you needing to use your trip cancellation insurance.

According to the survey, only half of the young people knew the location of their passport without having to look for it. Two thirds of the young people could not say, without checking their passport, when it was due for renewal.

Nearly half the youngsters said they didn’t keep their passport in a safe place or locked away. Many carried their passport with them or kept it in a drawer.

As a comparison, most youngsters knew exactly where their mobile phone or MP3 was without having to think or look for it. Many kept these valuable items locked up or in a safe place.