• Travel Insurance Blog

  • Monday, September 25, 2017

Enjoy a safe and healthy vacation without worrying about your medication by following a few simple guidelines. Once you have travel insurance sorted out, put your prescriptions in order before you travel. Both travel medical insurance and your regular medications should protect you when you travel.

Travelers with pre-existing health conditions should take a letter signed by their physician, confirming that the prescription medication is for treating a stated medical condition. You should keep your medication in the original packaging with original labels.

Check, if you are unsure, whether your medication is classed as an illegal drug in the country you are visiting. Pack your medication in your hand luggage and carry a back-up supply if you can.

If you are allergic to medications, or certain foods, or insects, carry a letter or wear an alert bracelet to let people know your condition. If you are traveling to a country without English as the first language, get a translated copy of your physician’s certificate. Make sure you know the names in translation of your medication, as well as any brands that differ from your regular supply.

Considering the far-flung destinations many people travel to on vacation today, it’s not surprising that more and more travelers are experiencing altitude sickness. If you travel to locations set at 3,500m (around 11,000 feet) above sea level you may develop symptoms of altitude sickness.

Altitude sickness signs and symptoms include headache, difficulty breathing, nausea and mental confusion. If you feel ill after arriving at a high-altitude location, use your travel insurance to seek medical advice. People with respiratory or cardiac problems are at greater risk of experiencing symptoms, even at lower altitudes.

Drink plenty of fluids on the flight as dehydration can make symptoms worse. Rest well when you arrive and adjust to the new conditions slowly, with minimal physical exercise at first.

Altitude sickness can occur right after you disembark the plane – certain airports in the Andes and Himalayas are located far above sea level – or it may take several days to kick in. Often altitude sickness passes without further complications but it is best to get checked out by a doctor. Make sure your international travel insurance covers you for visits and treks at high altitude.

Travelers heading to the South Pacific region should be aware of the risk of cyclones during the period of December through April, according to the U.S. Department of State. The threat of cyclones originating in the area could cause problems for your trip.

While most vacations in the South Pacific pass without any negative incident, you should monitor weather reports and take the appropriate action should a tropical cyclone hit the region. Make sure your trip is protected with trip cancellation insurance. Affected areas include Australia, Fiji, the Marshall Islands, Micronesia, New Zealand, Papua New Guinea, Samoa, the Solomon Islands, Tuvalu, and Vanuatu, as well as French Polynesia.

Make sure you have up-to-date travel insurance to cover a tropical cyclone if it hits your vacation while you are abroad. In the past, U.S. residents were unable to return home on their scheduled flights due to infrastructure damage and limited flight availability.

Take care in the aftermath of a tropical storm or cyclone. Risk of dangerous high tides and flooding occurs when cyclones hit. Check with the local authorities for advice on what to do following a tropical storm and pay attention to any weather warnings for the near future.

While cruises are statistically the safest form of vacation travel you can take, there are a few health and safety considerations you should be aware of. Make sure your cruise is happy and healthy with cruise insurance and some consideration of cruise safety.

As soon as you reach your cabin, familiarize yourself with the safety procedures on board and what you need to do in an emergency. Pay attention to the initial safety broadcasts and read the information your ship provides for your own benefit.

Take care of yourself and your belongings on shore excursions. Cruise passengers are sometimes targeted by petty criminals in the ports you visit. Make sure your travel insurance is comprehensive and up-to-date. If you are the victim of crime, report it to the cruise ship crew.

You may fall ill on your cruise, although outbreaks of illness on board are rare. If you fall sick, remain in your cabin until you’ve been given the all-clear by medical staff. Remember that medical care on board cruises isn’t free – you’ll need travel insurance to make sure you don’t get stuck with a large medical bill once you’re on dry land.

Safe and sensible travelers make sure their international travel insurance and their vaccinations for travel are up-to-date before a trip. It’s common to be immunized against hepatitis, typhoid and tetanus but should you include yellow fever immunization in your travel preparations?

Yellow fever is a virus spread through the bite of an infected mosquito and is classified as jungle or urban yellow fever depending on where the mosquitoes live and breed. Yellow fever incubates in around three to six days and causes a sudden fever, backache, nausea, muscle pain and vomiting. If you are infected with yellow fever you need medical care – 60 percent of those infected will die – so make sure you only travel withinternational health insurance.

Certain countries require proof of immunization if you are travelling from countries where the risk of yellow fever transmission is high. Only certain clinics are authorized to administer the injection so check with your doctor for your nearest.

Yellow fever is only found in parts of Central and South American and in Sub-Saharan Africa. Check with your healthcare professional as to whether you will be at risk if you are travelling to these areas.

When taking part in an expedition, a trek or a voluntary project in a remote area you need to consider a few extra safety precautions. Make sure you are well prepared for your trip by finding out about the climate, the environment you’ll be travelling in, and what immunizations you need.

Find out where to access your nearest medical support. You may have an expedition nurse traveling with you if you are taking part in an organized expedition, but if you are traveling independently you should know the location of your nearest doctor. Make sure you know first aid before you travel and what to do in an emergency, and take a first aid kit.

Here more than anywhere is where you need to purchase international travel insurance. While accidents can happen in developed cities and remote areas, you need the protection of good quality travel insurance when you travel off the beaten track.

Of course, it’s better to prevent medical problems happening than patch things up when they go wrong. Have a comprehensive medical and dental check-up before you leave. Make sure you are fit and healthy by eating well and exercising in training for your trip.

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