• 14
  Aug
  2009

• European Health Insurance Card (EHIC) – Basic medical coverage

  
  Filed Under: News
  0 comments, add yours

Reports state that in order to save the expenses incurred due to purchasing an international tourist insurance policy, many European travellers are opting for the EHIC (European Health Insurance Card).

International travellers are advised to gather adequate information before taking this step as the EHIC provides very minimal coverage for the medical expenses incurred and may not suit for covering any complicated health disorders that may occur during the stay. The EHIC also does not cover any trip cancellation expenses or costs incurred due to loss of personal belongings which are highly essential especially for overseas travellers.

High emergency situation may force transportation of the individual from the foreign land back to the native country and the repatriation or emergency evacuation procedures would cost thousands of dollars. This kind of a benefit is offered only by the international tourist insurance plans and not by the EHIC.

Hence, overseas travellers should not skip buying a international visitor insurance plan while planning a trip abroad. Though EHIC may be beneficial for some of the basic medical treatments, it is not a recommended substitute for a travel medical insurance policy which offers more comprehensive benefits. Make sure the international tourist insurance plans covers those circumstances which the EHIC does not cover.

• 13
  Aug
  2009

• International travel health insurance

  
  Filed Under: News
  0 comments, add yours

You may have already bought a suitable medical insurance plan to protect you in your home country. But if you are travelling abroad, recheck your health insurance plan and find out whether it provides international coverage in all the countries worldwide. Otherwise, you may have to purchase an international visitor medical insurance policy to cover you for any emergencies that may arise during your stay abroad!

Domestic health insurance benefits may not provide adequate coverage benefits outside your homeland and it comes with a lot of restrictions. Hence, you may end up paying most of the expenses right from your pockets!

Ensure that your international travel health insurance policy covers you for any surgeries, doctor consultation, prescription drugs, screening tests for diagnosis, hospitalization or in-patient as well as out-patient admissions. Many insurance policies cover for arranging ambulance or a suitable local transport to the nearest medical set-up for seeking any emergency assistance.

This would ensure that when you are visiting a foreign land, you would have somebody to fall back on during any exigencies especially if you do not know the local language and the topography of the area. Ensure that you research well before finalizing on a suitable international visitor medical insurance plan which would provide assistance round-the-clock throughout the year!