• Travel Insurance Blog

  • Tuesday, August 22, 2017

  • Coconuts to Monkeys, Travel Insurance Claims Run the Gamut!

    Filed Under: Blogging

When traveling abroad, we sometimes fail to keep in mind local conditions, and naturally so. Travel insurance, however, will help us when the damage is real and the claim, genuine. Some travel insurance claims may simply seem unbelievable, but they are just examples of the unpredictability of travel.

One such claim was made by a couple whose only fault was that they left the window of their cottage open when they went out sightseeing. On returning, they found that their belongings were strewn all over the room, the resort, and the neighboring forest! They claimed for damages and got reimbursed so they didn’t have to spend a fortune on a new wardrobe.

Another man was just at the wrong place at the wrong time, literally. Relaxing on a beach in Sri Lanka, he certainly didn’t imagine a coconut would fall on his head, concussing him! Although unlucky with the vacation spot (literally), the man’s travel medical insurance paid him for the treatment he received for the same.

Obviously, many outlandish claims are also rejected, but it serves to remember that these travelers were otherwise healthy, and not prime candidates for any illness. Nor did they fall ill. Also, if you notice, travel insurance is probably the reason that they are able to look back at the incident and think of it as funny!

Travel tip: Whenever possible, document loss of belongings with a digital camera, if you have one, to strengthen your insurance claim.

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