• Travel Insurance Blog

  • Monday, September 25, 2017

  • Counter Effects of Terrorism with Smart Insurance

    Filed Under: Blogging

With terrorism not sparing any part of the world, the modern international traveler is forced to consider terrorism coverage in her travel insurance plan. Unfortunately, terrorism is no longer confined to regions where it originates. Rather, every country is a potential target, and it is especially important to consider coverage for terrorism when traveling to a country with a history of terrorist attacks.

The effects of a terrorist can be particularly devastating for a group, as morale and enthusiasm immediately dips. The group travel insurance plans offered by the Patriot Group offer coverage for injuries and illnesses caused by an act of terrorism. The plan offers a lifetime maximum benefit of $50,000 for terrorism-related medical claims.

However, it is important to note that an act of violence must be labelled a terrorist act before benefits can be awarded. Also, the Patriot Group travel insurance plans do not cover an act of terrorism if the U.S. government has issued a travel advisory against travel to the country any time within the past six months.

So, if you’re booking your tickets five months in advance of your trip, and you see that a travel advisory is in effect when you book the ticket, you need not look for coverage pertaining to terrorism.

Travel Tip: It is important to research a bit of the political climate of your destination, as that may have a bearing on terrorist activities in the country.

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