• Travel Insurance Blog

  • Wednesday, May 16, 2012



After watching all the action on ice in Vancouver, we can’t blame you if you are online, booking your tickets to the nearest ski resort to catch the last of the winter sports season. However, in all the Olympic-size excitement, don’t forget to purchase international travel insurance if you are planning a trip abroad for the action.

While your credit card might already offer you some coverage for travel, read the fine print carefully. Usually, insurance plans that are packaged do not offer adequate protection. For special trips such as ski trips, ensure that you have the coverage that you will need.

First things first, the skiing itself must be covered. Several travel insurance plans offer coverage for winter sports as a hazardous sports rider. However, there are also “sports insurance” plans that cover skiing as part of the basic plan.

Next, ensure that emergency medical evacuation is among the schedule of benefits. Ski accidents typically imply that the injured will be unable to move, and will require the services of an ambulance, so check that coverage as well. Also ensure that your maximum benefit is proportional to the average medical costs in the destination.

Travel Tip: Whether going in a group or solo, ensure that you let someone know where you plan to ski that day.

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