Travel Insurance Blog
Wednesday, May 16, 2012
- 19
May
2010 -
Insurance for Two: Travel Coverage when Pregnant
Filed Under: Blogging
While many doctors may advise a pregnant woman against travel in the very early or very late stages of pregnancy, travel during most other times should be relatively risk-free. International travel medical insurance typically does not cover pregnancy.
However, some plans such as the Atlas Travel Series provide coverage up to a certain point of the pregnancy. The Atlas Travel Insurance plan provides coverage up to the 26th week of gestation. But it is easy to mistake the term “weeks of gestation.” What exactly does it mean?
The gestational age of a fetus is calculated from the first day of the last menstrual period of the mother. The other term, conceptional age, is the age of the fetus calculated from the day of fertilization, which is typically two weeks after the date of gestation.
In summary, you want to be sure that any pregnancy-related complications will be covered for your baby’s gestational age. It is also important to ensure that your international travel is cleared by your physician, before you decide to travel.
Travel tip: If you must travel when pregnant, get a letter from your doctor declaring you fit for international travel, if possible.