zTravelInsurance Blog
Wednesday, September 08, 2010
- 10
Mar
2010 -
Missionary Insurance, War, and Acts of Terror
Filed Under: Blogging
In a recent tragedy, six workers of a humanitarian organization were gunned down by militants in Pakistan. In an alarming trend, more and more humanitarian and aid workers are being attacked in what is considered increasing intolerance to other ways of thought. Missionary travel insurance aims to restore some of the eroding confidence in the efficacy of what have become dangerous missions.
While the victims of this particular crime were all Pakistani, the organization they worked for is international, and an international worker might have faced the same fate. With missionary insurance, the remains of the victims are shipped back home, so that the final resting place can be in the home country.
However, before purchasing missionary insurance, check whether the plan covers acts of terrorism and your destination—some war or war-like zones are not covered. Also remember that acts of violence take some time to be declared as terrorist. Missionary insurance plans usually carry AD&D benefits, which means that the plan holder’s loss is somewhat compensated, albeit only financially.
Missionary insurance is not just meant for religious missions, and can be used for humanitarian and aid programs in any part of the world. Usual benefits include medical and mental healthcare, AD&D, emergency medical evacuation, and repatriation of remains. Some plans also cover scheduled physician visits and maternity.
