• 24
  Nov
  2009

• On a Mission with Appropriate Insurance

  
  Filed Under: Blogging

It is a common misconception that missionary insurance is only valid for Christian ministers traveling on missionary work. Several plans offer the plan to other travelers—those doing humanitarian work, those affiliated with other religions, and sometimes, even to travelers who are looking for specific coverage that missionary insurance provides.

Missionary insurance usually has better coverage than regular short-term travel insurance, and is meant for longer periods. Short-term missionary insurance plans are very similar to regular travel insurance plans. If the trip is expected to last for more than a year, long-term missionary insurance is best. Long-term insurance might require a medical certificate.

Long-term missionary insurance follows a plan holder along his/her missions, and coverage is also available in the home country. Most missionary insurance offers 100% coverage (no co-pay) for medical care obtained outside the home country.

Pregnancy and scheduled physician visits are covered under most long-term missionary insurance plans, after a specified waiting period. One other benefit in missionary insurance plans—coverage for medical care related to mental health and substance abuse—may seem counter-intuitive, but it is true that most non-profit workers, similar to war veterans, are susceptible to mental health issues.

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