• Travel Insurance Blog

  • Monday, September 25, 2017

  • Time Travel, 21st Century Style, and Travel Insurance

    Filed Under: Blogging

Traveling internationally, with adequate international travel insurance, is a great way to know more about the world we live in, and the different cultures that inhabit it. While we might decry the McDonaldization of everything, make no mistake: For many a U.S. traveler, the sight of the big M is the sweetest part of their trip.

While the U.S. fast food giant has made his way most countries in the world, the U.S. health care system hasn’t (whether for better or worse is up for debate). This means that the facilities in many parts of the world are not as good as those in the U.S.

If, for instance, you are in a remote village in India, and you happen to take ill, you will be covered for the ground ambulance charges to the closest hospital able to treat your condition. Often, for lack of knowledge, you will simply be transported to the nearest hospital.

However, many plans, such as the Liaison Majestic international travel plan, will also reimburse you for the air ambulance transportation to the nearest metropolitan area for treatment. Check how your insurer defines a metropolitan area, and the list of such areas in your destination country, if required.

Travel tip: However, your air transport to another hospital from the metropolitan area may not be covered. Check the terms and conditions with your insurer.

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